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Finding the right home, getting a fair price, calculating mortgage rates, figuring out closing costs — all of these factors make buying a home an often complicated and overwhelming process. However, Stephen can guide you through the home buying process and transform this confusing experience into one of the most exciting times of your life.

Think of  Stephen as a professional who brings buyers and sellers together for the sale of a property. Stephen and his team are licensed real estate professionals who are members of the Victoria Real Estate Board. Stephen and his team have access to the Multiple Listing Service® (MLS®) which is Canada’s most powerful real estate marketing system. This service provides REALTORS® with listing information on a wide variety of properties for sale which in all likelihood includes your “dream home.”

Selecting Stephen Foster's Team

One of the best ways to select a REALTOR® is to look at how they have marketed their past clients homes. It is also a good idea to read testimonials and review their services and home buying process.

As a buyer, it is particularly important that you clearly understand the nature of your relationship with your agent — whether they will be acting in your best interests or on behalf of the seller, or, in some circumstances, for both the buyer and seller. Stephen will fully explain the different relationships before you start working together.

It’s a good idea to find out which REALTOR® has the best combination of experience and knowledge in the type of home and area in which you are interested. Once you have selected Stephen Foster and his team, remain loyal to them. Keep in mind that they will be spending a lot of time and effort to help you find the right home.

Finding Your New Home

Stephen will help you zero in on specific locations for your new home and will help you differentiate between your needs, wants and what you can actually afford.

Stephen and his team can show you what is available on the market and will then accompany you as you view homes and help you assess whether or not the property is right for you. When you have found your “dream home,” Stephen can recommend you select the most appropriate mortgage and financing options. It’s often a good idea to get a mortgage pre-approved so that you know exactly what you can afford.

Signing the Contract

Stephen understands the laws and regulations that govern real estate transactions and has been trained to ensure you have a legally binding, enforceable contract. That’s reassuring when you are relying on your Stephen to help you with one of the biggest transactions you will make.